4 Easy Steps to get a Personal Line of Credit

Download & Register

Sign up with your mobile number

Complete Application

Fill in a few details

Instant Approval

Check your approved limit in app

Transfer Funds

One click transfer funds to your bank account


Indian Citizen

Age 21-60 years

PAN card

Address proof

Salaried or with a steady income

Valid Bank Account

Why Choose Atome Credit?

Quick Approval & Disbursal

Get the money within the next banking day.

Easy Online Process

Follow a few instructions, application can be done in 5 mins.

No hidden fees

Fees and terms are presented. We don’t have any hidden charges.


We respect your personal data and we keep them confidential.

Local Language

Available in regional languages


Customer Service Hotline

08068397800, 1800 572 6266 (Toll Free)

Email us


Business Hours

9am-6pm and CLOSED on public holidays


Available everyday between the hours of 9am to 6pm excluding public holidays.